40 is the new 30. Make the most of your renewed youth and get your personal finances straight to keep you comfortable in later life.

Are you losing sleep over:

• Living in the right home?
• Planning for retirement?
• Saving for the future?
• Living well today, without compromising financially?
• Preparing in case of financial shock?

My philosophy is to provide jargon-free, plain English advice and financial planning to help you to make the most of your money and make managing your money simple – and even enjoyable.

Planning for retirement can be frustrating. With so many new rules and regulations, I know that a straightforward approach is the best way to help you to make informed decisions.

Retirement, pensions, estate planning and looking after family members are all top priorities for my clients. Common issues include:

• Planning for retirement
• Retiring early
• Understanding Pension Freedoms
• Estate planning and strategies
• Reducing debt before retiring

For a straightforward chat, in plain English, about these or any other financial issues you may be facing, get in touch.

Financial planning is important at every stage of life. Keeping things in order and ensuring the comfort of both you and your family in the future is an essential part of life.

After 60, financial planning begins to focus more on your wellbeing and comfort. The most common areas I am asked for help in are:

• The best way to turn pensions into income
• Improving returns on savings and investments
• Estate planning and Inheritance Tax (IHT) planning
• Planning for care and accommodation costs
• Managing income as a retiree

To discuss your personal finances and retirement planning, get in touch.